One major failure of mine in my earlier twenties was having to file for bankruptcy. I have mentioned this low point in previous posts so I will not bore you with the same details.
Needless to say, this forced me to take money and all financial decisions MUCH more seriously. This greater respect for the moolah better set me up for the situation with the van today. We make sure all the necessities are paid for, before we think about buying things we just want.
Lord willing, we do not fall into those times ever again, but even if something out of our control happens, we will be more prepared, due to actually having money in savings.




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